Mesh is a multi-sided, end-to-end, cross-asset platform that provides universal, direct access for all participants, to a trusted global capital and financial marketplace.
Mesh is designed to fundamentally disrupt the way financial and capital markets operate and are accessed, delivering an inclusive global platform, where users can issue, connect, trade and own tokenised digital assets over their full lifecycle.
And all market participants are in search of it.
Government, Institutional and Corporate Issuers want to raise Capital in order to fund GROWTH.
Investors are constantly searching for GROWTH assets to drive better returns.
Agents want to find and structure investment opportunities to give their clients the greatest YIELD.
With many large players and multiple fragmented offerings all adding to the cost of participation, financial and capital markets remain layered, complex to navigate, and expensive to join:
They are hard to ACCESS: the markets are not open to everyone, there are many barriers to entry created by institutional and regulatory gatekeepers. This limits participation in the market, which constrains true market potential.
The technology being used is OLD and SLOW and the market structures have not changed substantially for many decades. Innovation in this sector remains incremental and siloed, with a predominant focus on cost or feature improvements in a specific market vertical rather than on wholesale disruption.
The market is BLOATED: there are too many fingers in the pie and everyone takes their cut - which makes it EXPENSIVE to participate.
Protected by the status quo, markets are changing only in ways deemed safe and sustainable for those already benefitting from them.
In the wake of several financial crises over the past few decades, and with rising concern that existing institutions and key players remain ill-equipped and resistant to predicting, managing, and preventing them, many market outsiders are turning to decentralised solutions as an alternative to the legacy economic and monetary policy model.
However, with market insiders and institutional gatekeepers clinging to the status quo, financial and capital markets are resistant to risky wholesale disruption by revolutionary (and naïve) decentralised movements.
It is clear from this positional inertia, that change is not going to come from within.
Not many people are aware of the extent of the problem or even that there’s a problem to solve in the first place. Those who do understand the sheer scale of current market inefficiencies are generally profiting off its traditional mechanisms and have no incentive to move beyond the status quo.
For those not yet actively participating, financial and capital markets are perceived as intimidating and potentially risky environments to participate in. These “outsiders” remain hesitant to get involved and, in many cases, are actively put off, causing markets to remain closed and stagnant.
Asymmetry of information:
Financial and capital markets have historically been about who you know, and who you trust, resulting in information that is shared only with a select few participants. This information asymmetry has restricted participation in the market and driven systemic inefficiencies.
With limitations on access to the full spectrum of investable asset classes, investors remain restricted in their portfolio construction and potential return opportunities.
Mesh was built to eliminate the inefficiencies and waste in the current capital markets system:
Mesh is unique in the market today as it delivers an optimised ecosystem to all market participants: from traditional market insiders like Investment Banks and Institutional Investors, to the more informal OTC market, which has historically been excluded from direct access to the primary sources of capital.
Mesh compresses, streamlines and optimises the services currently provided by a number of traditional market gatekeepers.
To date, innovation in this sector has occurred within compartmentalised market verticals such as individual Banks, exchange software providers, CSDs and other industry silos. Mesh has introduced a horizontal, cross-ecosystem innovation, intending to disrupt capital markets end-to-end.
Mesh began its journey in 2019 with a small team that was tasked to investigate the inefficiencies within the Debt Capital Markets, a sector with a core operating model that is still predominantly manual, and which hasn’t experienced any meaningful technology innovation for decades
The Mesh team has extensive expertise and in-depth knowledge of the platforms, infrastructure, instruments and operations that underpin financial and capital markets, and set their focus on building a platform solution to solve for the major inefficiencies, inequalities and waste in the current system.
Mesh has used its deep insider knowledge and capital markets experience to reimagine and build from first principles, an end-to-end capital markets ecosystem. With its experience, understanding of the markets and technical competence, Mesh has developed a solution that is responsibly secure but truly revolutionary.
By integrating the mature, tried-and-tested and trusted foundation of an enterprise-grade Trade and Treasury Calculation Engine with next generation developments in the Decentralised Finance and Blockchain world, Mesh has been able to flatten historical barriers to entry and provide direct access and enabling infrastructure for all market participants.
Mesh is best categorised as a DeFi 2.0 solution, with a specific focus on global financial and capital markets. Mesh uses the latest iterations of Distributed Ledger Technology (DLT), commonly referred to as BlockChain 3.0, with a specific implementation on Stellar, an open-source partner of Mesh.
In addition, and as a unique differentiator in this space, Mesh has overlaid its Blockchain solution on the Mesh Oracle, a complete cross-asset capital markets Trade and Treasury system with Front, Middle and Back-office functionality, and an enterprise-grade calculation engine, giving Mesh users complete asset coverage (including derivatives), and full control over pricing, risk, corporate actions, and all lifecycle events for assets issued.
Mesh has created a digital ecosystem where its users can tokenise and trade any asset class, across any geography. It uses modern, end-to-end market infrastructure, with trusted Cryptographic verification for all steps in the process and has built a platform business that is years ahead of any player in the global financial and capital markets.
It’s a multi-sided platform: It is not a proprietary system so all participants on all sides of the financial and capital markets ecosystem can offer their services, products and buying power through Mesh.
It makes issuance easy: Mesh can digitise any existing or new capital markets asset and provide reference to that asset on the Blockchain, granting irrefutable proof of ownership, which is then used to facilitate all lifecycle events of the asset, such as payments of dividends and coupons. Mesh’s cross-asset, digital instrument issuance in the form of tokens, means it can facilitate fractional ownership of any asset class.
Investors can discover the full asset universe: Mesh is the “everything store” for all types of financial assets: i.e. Bonds, Stocks, Derivatives, Commodities, FX, Cryptos, etc.
Mesh uses Distributed Ledger Technology and Mesh.Oracle to issue any digital asset and manage it across its lifecycle, including onchain asset custody services. Investors are able to discover and trade the full asset universe in Mesh’s Primary and Secondary Marketplaces.
Mesh’s solution, utilising smart contracts and the power of treasury and trade systems, uniquely solves for its customers’ problems by allowing issuers to create, market, sell and manage any financial asset in digital token form. Giving all Mesh customers access to irrefutable asset ownership and management of all their financial instruments across their entire lifecycle.